Mortgage Calculator
Canadian mortgage calculator — payment frequencies, extra payments, rate renewals & scenario comparison
Mortgage details
$
%
yrs
Extra paymentsoptional
$
$
$
Rate renewals / rate changesoptional
Model your mortgage more realistically by entering a new rate at each renewal. The schedule recalculates from each point using semi-annual compounding.
All calculations use semi-annual compounding as required by the Interest Act (Canada) for fixed-rate mortgages. Results are estimates only and do not constitute financial advice.
Scenario comparison
Land transfer tax calculator
Ontario LTT + Toronto municipal LTT, with first-time buyer rebates
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Frequently asked questions
Common questions about Canadian mortgages and this calculator
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